Funerals have become very costly over the last few decades and many families are finding it increasingly difficult to give their loved ones a fitting send off. With the average funeral costing as much as a used car, it is clear that many families have to look for alternatives. Fortunately, it is possible to plan a funeral without going into debt. Planning an affordable funeral is not impossible if you know where to look. The reason why many families end up spending a fortune on funerals is the time factor.
The fact is that there is no time to start doing research and looking around when someone has just died. Most people end up going with what is on offer at the funeral home and they do not even think about negotiating. There is also the misconception that trying to get a good deal is being disrespectful to the deceased. Fortunately, with some planning you can reduce funeral expenses without compromising on quality. Planning a traditional funeral service or a regular cremation service can be affordable.
Get the facts right
The reason why people find it difficult to plan an affordable funeral is because they do not know the options available. Sadly, many funeral homes will not hesitate to take advantage of this ignorance to sell costly packages to their clients. Getting the facts about funeral homes is the first place to start when planning the funeral. When you know that the homes are businesses that are out to make a profit, you can avoid paying the huge expenses.
Know what you need
Most people end up paying huge costs because they do not know the services that they need or what they cost. The fact is that most people end up buying anything that the funeral director recommends without really thinking about it. It is a good idea to establish what you really need and do some research to determine how much it costs. Most people only learn about the expensive options available because they do not take the time to find out what else is on offer.
Research the internet
Unlike in the past, you do not have to depend on the word of the funeral director to get the information that you need. Thanks to the internet, you can do your research from the comfort of your home when planning the funeral. This means that you do not have to settle for the most expensive options available. You can find reasonably priced options by searching the internet and the good news is that you can find out all the products and services that you need.
Lower priced funeral home
One thing that you will learn from your research is that while the services are basically the same, all funeral homes do not charge the same price. You can find an option that you can afford, which will make funeral planning less expensive. By choose a low-priced option; you can receive reasonably priced services and goods. You should not be afraid to negotiate and remember that the prices quoted are rarely fixed. While the businesses are out to make a profit, they know that they have competition and they are often up for negotiations.
Choosing a casket
Planning a funeral today has been made much easier by the fact that you can purchase your own casket and you do not have to settle for the costly options. This has made funeral directors more eager to offer discount prices on their caskets in an attempt to get more business. The reduced price of the casket as well as reduced fees can make a huge difference in the total cost. Knowing the funeral homes in your area that offer the lowest prices is a good place to start.
The goods and services
You can save a lot of money by choosing goods and services that are reasonably priced. Finding out how much they cost is the first step and you might be surprised to note that many funeral homes markup the cost of goods and services by up to 500%. This can translate to thousands of dollars that you can save by doing your homework. Understanding what is on offer and carrying out comparison-shopping can be very helpful when determining what is within your budget.
Do not hesitate to negotiate even at this most stressful time. Remember that there is always room for discounts but only those that look find them.